Last updated: 31st March 20026
1. About Us
This website, cashcalculator.co.uk, is owned and operated by SCYTHE CONSULTING LTD (“we”, “us”, “our”).
If you need to contact us, you can do so using the details below:
Business name: SCYTHE CONSULTING LTD
Email: cashcalculatoruk@gmail.com
Company number: 12935052
2. Acceptance of These Terms
By accessing or using this website, you confirm that you accept these Terms & Conditions and agree to comply with them.
If you do not agree to these Terms & Conditions, you must not use this website.
3. Changes to These Terms
We may update these Terms & Conditions from time to time. Any changes will take effect once the revised version is published on this website.
You should check this page periodically to ensure you understand the terms that apply at the time of use.
4. Use of This Website
You may use this website only for lawful purposes. You agree not to use this website:
- in any way that breaches any applicable law or regulation;
- in any way that is fraudulent or has any unlawful or fraudulent purpose or effect;
- to transmit or upload malicious software, viruses, or harmful code;
- to attempt unauthorised access to our website, server, database, or related systems;
- to interfere with the performance, security, or availability of the website;
- to copy, scrape, or exploit website content in an unauthorised manner.
5. Our Services
This website provides salary calculators, comparison tools, informational content, and related digital services.
Any calculator output, estimate, illustration, or comparison shown on this website is provided for general information purposes only. It is not intended to constitute financial advice, tax advice, legal advice, payroll advice, or professional advice of any kind.
5.1 Calculator Results
Although we aim to keep our calculators and content accurate and up to date, results are estimates only and may not reflect your exact personal, tax, payroll, pension, loan, or employment circumstances.
You should not rely solely on calculator outputs when making financial, tax, employment, payroll, or legal decisions.
5.2 No Professional Advice
Nothing on this website is intended to be a substitute for professional advice from a qualified accountant, payroll specialist, solicitor, financial adviser, or tax adviser.
6. Accuracy of Information
We make reasonable efforts to ensure that information on this website is accurate, complete, and current. However, we do not guarantee that:
- the website content is always accurate, complete, or up to date;
- the calculators will always reflect the latest HMRC, payroll, or legal changes immediately;
- the website will always be available, uninterrupted, or error-free.
7. User Responsibility
You are responsible for ensuring that any information or figures you enter into our calculators are accurate and suitable for your intended use.
You are also responsible for checking whether any result should be verified independently before relying on it.
8. Intellectual Property Rights
Unless otherwise stated, all content on this website, including text, branding, design, layout, graphics, logos, software, and calculator functionality, is owned by us or licensed to us and is protected by intellectual property laws.
You may:
- view website content for your own personal or internal business use;
- print or download extracts for lawful personal use.
You may not, without our prior written permission:
- reproduce, republish, or redistribute website content;
- modify or create derivative works from website content;
- use our content for commercial resale;
- copy or reverse engineer our software or tools except as permitted by law.
9. Accounts and Restricted Areas
If any part of this website allows you to create an account, you must ensure that your login details are kept confidential.
We may suspend or terminate access if we reasonably believe that you have breached these Terms & Conditions or used the website improperly.
10. Acceptable Use and Prohibited Conduct
You must not misuse this website. This includes, without limitation:
- introducing viruses, trojans, worms, logic bombs, or other malicious material;
- attempting unauthorised access to the website or server infrastructure;
- launching denial-of-service or similar attacks;
- using bots or automated scripts to extract data without permission;
- submitting false, misleading, or unlawful content.
11. Third-Party Links
This website may contain links to third-party websites, tools, or services for convenience and information only.
We do not control third-party websites and are not responsible for their content, privacy practices, terms, or availability. Accessing any third-party website is done at your own risk.
12. Consumer Rights
Nothing in these Terms & Conditions is intended to exclude or limit any rights you may have under applicable consumer law, including the Consumer Rights Act 2015, where applicable.
If we provide digital content or services to consumers, those rights may include rights relating to satisfactory quality, fitness for purpose, accurate description, and certain remedies where legal standards are not met.
13. E-Commerce Information
Where this website offers digital services, online tools, subscriptions, or other online transactions, we aim to provide the business and contact information required under the Electronic Commerce (EC Directive) Regulations 2002.
14. Limitation of Liability
To the fullest extent permitted by law, we exclude all implied conditions, warranties, representations, or other terms that may apply to this website or any content on it.
We will not be liable for any indirect, consequential, or special loss, including but not limited to:
- loss of profit;
- loss of revenue;
- loss of business;
- loss of opportunity;
- loss of data;
- loss arising from reliance on calculator outputs or website content.
Nothing in these Terms & Conditions excludes or limits our liability for:
- death or personal injury caused by negligence;
- fraud or fraudulent misrepresentation;
- any liability which cannot be excluded or limited under applicable law.
15. Indemnity
You agree to indemnify and hold us harmless from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your misuse of the website or your breach of these Terms & Conditions.
16. Privacy and Cookies
Your use of this website is also governed by our Privacy Policy and any Cookie Policy or cookie consent tools we make available.
Under UK data protection and PECR rules, websites must provide clear information about cookies and obtain consent for non-essential cookies before setting them.
17. Complaints
If you have a complaint about this website, our services, or our content, please contact us first using the details below:
Email: cashcalculatoruk@gmail.com
We will aim to respond within a reasonable time.
18. Governing Law
These Terms & Conditions are governed by the laws of England and Wales.
If you are a consumer living in Scotland or Northern Ireland, you may also have rights to bring proceedings in your local courts where required by applicable law.
19. Contact Us
If you have any questions about these Terms & Conditions, please contact:
Scythe Consulting Ltd
Email: cashcalculatoruk@gmail.com
Privacy Policy
Last updated: 23.03.2026
1. Introduction
This Privacy Policy explains how Scythe Consulting Ltd (“we”, “us”, “our”) collects, uses, stores, and protects personal data when you visit http://www.cashcalculator.co.uk or use our website, calculators, forms, and related services.
We are committed to handling personal data in accordance with the UK General Data Protection Regulation (“UK GDPR”), the Data Protection Act 2018, and related privacy laws.
2. Who We Are
For the purposes of data protection law, we are the data controller of your personal data.
Our contact details are:
Business name: Scythe Consulting Ltd
Email: cashcalculatoruk@gmail.com
If you have any questions about this Privacy Policy or your personal data, please contact us using the details above.
3. The Personal Data We Collect
3.1 Information You Provide Directly
This may include:
- your name;
- email address;
- telephone number;
- company name;
- billing details;
- account details;
- information submitted through contact forms;
- any information you choose to provide in messages or enquiries.
3.2 Calculator and Form Inputs
If you use our calculators or comparison tools, we may process information you enter into those tools, which may include salary figures, deductions, pension settings, tax codes, loan details, or other financial inputs.
Please do not enter unnecessary sensitive personal data into any calculator or form unless specifically requested.
3.3 Technical and Usage Data
We may automatically collect:
- IP address;
- browser type and version;
- device type;
- operating system;
- referring website;
- pages viewed;
- time spent on pages;
- dates and times of access;
- cookie identifiers and similar technical data.
3.4 Transaction and Account Data
If you purchase services, subscribe, or create an account, we may collect:
- payment-related information;
- transaction records;
- subscription details;
- account login details;
- communication preferences.
4. How We Collect Your Data
We collect personal data:
- directly from you when you fill in forms or contact us;
- when you use our calculators or website features;
- through cookies and analytics technologies;
- from payment providers, service providers, or other systems that support our website operations.
5. How We Use Your Personal Data
We may use your personal data to:
- provide and operate our website and tools;
- generate calculator outputs and comparisons;
- respond to enquiries and support requests;
- manage user accounts or subscriptions;
- send administrative communications;
- improve website performance and user experience;
- monitor and protect website security;
- comply with legal and regulatory obligations;
- send marketing communications where permitted by law.
6. Our Lawful Bases for Processing
6.1 Contract
Where processing is necessary to provide a service you requested or to take steps before entering into a contract with you.
6.2 Legitimate Interests
Where processing is necessary for our legitimate interests, such as operating, improving, and securing our website and services, provided your rights and freedoms do not override those interests.
6.3 Legal Obligation
Where processing is necessary for us to comply with legal or regulatory obligations.
6.4 Consent
Where required, we rely on your consent, for example for certain marketing or non-essential cookies. You may withdraw consent at any time.
7. Marketing Communications
We may send you marketing communications if:
- you have consented to receive them; or
- we are otherwise permitted to do so under applicable law.
You can opt out of marketing communications at any time by using the unsubscribe link in emails or by contacting us directly.
8. Cookies and Similar Technologies
We use cookies and similar technologies to operate our website, improve performance, analyse traffic, remember preferences, and where permitted, support marketing activity.
8.1 Essential Cookies
These cookies are necessary for the website to function properly and do not usually require consent.
8.2 Non-Essential Cookies
Analytics, advertising, personalisation, and similar cookies are generally non-essential and require consent before being set.
8.3 Managing Cookies
You can manage cookie preferences through our cookie banner or your browser settings. Disabling certain cookies may affect website functionality.
9. Who We Share Personal Data With
We may share personal data with trusted third parties where necessary, including:
- website hosting providers;
- analytics providers;
- payment processors;
- email service providers;
- customer relationship management systems;
- professional advisers;
- regulators, courts, or authorities where legally required.
We require processors acting on our behalf to handle personal data in accordance with our instructions and applicable data protection law.
10. International Transfers
Some of our service providers may process personal data outside the UK.
Where personal data is transferred internationally, we will take steps to ensure appropriate safeguards are in place, such as adequacy regulations or approved contractual protections where required.
11. Data Retention
We keep personal data only for as long as reasonably necessary for the purposes for which it was collected, including for legal, regulatory, tax, accounting, or reporting requirements.
Retention periods may vary depending on the type of data. For example:
- contact form enquiries: 12 Months
- customer account data: 5 Years after closure
- transaction records: 7 Years
- analytics data: 12 Months
When personal data is no longer required, we will delete it or anonymise it where appropriate.
12. Data Security
We take appropriate technical and organisational measures to protect personal data against unauthorised access, loss, misuse, disclosure, alteration, or destruction.
However, no internet-based service can be guaranteed to be completely secure, and you provide information at your own risk.
13. Your Rights
Under UK data protection law, you may have the right to:
- request access to your personal data;
- request correction of inaccurate personal data;
- request erasure of your personal data;
- request restriction of processing;
- object to processing;
- request transfer of your personal data in certain circumstances;
- withdraw consent where we rely on consent.
To exercise any of your rights, please contact us using the contact details in this policy.
14. Complaints
If you have concerns about how we handle your personal data, please contact us first and we will try to resolve the issue.
You also have the right to complain to the Information Commissioner’s Office if you believe your data protection rights have been breached.
ICO contact details:
Website: https://ico.org.uk/
Telephone: 0303 123 1113
15. Children’s Privacy
This website is not intended for children under the age of 13, and we do not knowingly collect personal data from children unless this is specifically stated and lawful to do so.
If you believe a child has provided us with personal data, please contact us so that we can investigate and take appropriate action.
16. Third-Party Websites
Our website may include links to third-party websites. We are not responsible for the privacy practices, content, or security of third-party sites.
You should read the privacy policies of any third-party websites you visit.
17. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page together with an updated “Last updated” date.
18. Contact Us
If you have any questions about this Privacy Policy or how we handle personal data, please contact:
Scythe Consulting Ltd
Email: cashcalculatoruk@gmail.com
Cookie Policy
Last updated: 23.03.2026
1. Introduction
This Cookie Policy explains how Scythe Consulting Ltd (“we”, “us”, “our”) uses cookies and similar technologies on http://www.cashcalculator.co.uk.
It should be read alongside our Privacy Policy, which explains how we handle personal data more generally.
2. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They help websites work properly, remember your preferences, understand how visitors use the site, and in some cases support advertising or personalisation.
Cookies can be set by the website you are visiting or by third parties providing services through that website.
3. Why We Use Cookies
We use cookies and similar technologies to help our website function, improve performance, remember settings, measure usage, and, where permitted, support analytics and marketing activity.
Depending on the cookie, this may include:
- enabling core site functionality;
- remembering user preferences;
- maintaining security;
- measuring traffic and user behaviour;
- improving website content and performance;
- supporting embedded services or third-party tools;
- enabling marketing or remarketing features where consent has been given.
4. Types of Cookies We Use
4.1 Strictly Necessary Cookies
These cookies are essential for the operation of the website. They may be used for functions such as page navigation, security, network management, consent recording, or access to secure areas.
Because these cookies are necessary for the website to function, they do not usually require consent, although users should still be informed about them.
4.2 Performance and Analytics Cookies
These cookies help us understand how visitors use our website so we can improve its performance, content, and user experience. For example, they may tell us which pages are visited most often, how users move around the site, and whether error messages occur.
These cookies are generally non-essential and should only be placed if you have given consent.
4.3 Functionality Cookies
These cookies allow the website to remember choices you make, such as language settings, region, or other preferences, to provide a more personalised experience.
Where these cookies are not strictly necessary, they will only be used where appropriate consent has been obtained.
4.4 Advertising and Targeting Cookies
These cookies may be used to deliver relevant adverts, measure advertising effectiveness, limit repeat displays of adverts, or build a profile of your interests across websites and services.
These cookies are non-essential and require your consent before being set on your device.
4.5 Third-Party Cookies
Some cookies may be set by third-party services that appear on our website, such as analytics providers, video players, payment providers, social media platforms, chat tools, or embedded content providers.
We do not control third-party cookies directly. You should review the relevant third party’s privacy and cookie information for more details.
5. Legal Basis for Using Cookies
For strictly necessary cookies, our basis for use is that they are required for the functioning, security, and integrity of the website.
For non-essential cookies, including analytics, functionality, advertising, and targeting cookies, we rely on your consent.
6. Cookie Consent
When you first visit our website, you may be shown a cookie banner or consent tool that allows you to accept, reject, or manage non-essential cookies.
We will not set non-essential cookies unless and until you provide valid consent, except where a cookie is strictly necessary for the operation of the site.
7. Changing Your Cookie Preferences
You can usually change your cookie preferences at any time by:
- using the cookie settings or consent banner on our website, where available;
- adjusting your browser settings to block or delete cookies;
- using device or browser privacy controls.
Please note that blocking some cookies may affect the functionality or performance of the website.
8. Cookies We May Use
Our service providers use cookies and those cookies may be stored on your computer when you visit our website.
8.2 With your consent, we and our advertising partners may place cookies on your device for personalised advertising and content, advertising and content measurement, audience research and service development. You can view a detailed list of purposes and vendors in the Privacy Centre. You may change your settings or withhold your consent at any time.
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| [INSERT COOKIE NAME] | WordPress | Enables essential site functionality | [Session / Time period] |
| [INSERT COOKIE NAME] | [Website] | Stores cookie consent preferences | [Time period] |
8.2 Analytics Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
_ga | Google Analytics | Measures website usage and performance | 2 Years |
| _ga[ID] | Google Analytics | Maintains Session state | 2 Years |
8.3 Functionality Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| [INSERT COOKIE NAME] | [Website / Plugin Provider] | Remembers site preferences or settings | [Time period] |
8.4 Advertising or Targeting Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| [INSERT COOKIE NAME] | [Advertising Platform] | Supports relevant advertising or campaign measurement | [Time period] |
9. Third-Party Services
We may use third-party services on our website, including providers for analytics, video embedding, forms, payments, advertising, customer support, or social media integrations.
Such providers may set cookies or similar technologies through our website. Where those cookies are non-essential, they should only be activated once you have consented.
Examples of third-party services that may involve cookies include:
- analytics platforms;
- video hosting services;
- advertising networks;
- social media plugins;
- live chat or customer messaging tools;
- payment processors.
10. How Long Cookies Last
10.1 Session Cookies
Session cookies are temporary and usually expire when you close your browser.
10.2 Persistent Cookies
Persistent cookies remain on your device for a set period or until you delete them manually.
You should review your actual website setup, cookie banner, analytics tools, and plugins so the durations listed in your final cookie table are accurate.
11. Personal Data and Cookies
Some cookies may collect or process personal data, such as IP addresses, device identifiers, browsing behaviour, or online identifiers.
Where cookie-related information qualifies as personal data, we process that information in accordance with our Privacy Policy and applicable data protection law.
12. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in the law, regulatory guidance, website technology, or the cookies we use.
Any updates will be published on this page together with a revised “Last updated” date.
13. Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please contact:
Scythe Consulting Ltd
Email: cashcalculatoruk@gmail.com